About Us

Make personal finance accessible to all, we help our users build better credit and take charge of their financial futures.

At CREDIXIO, we are dedicated to transforming financial inclusion for individuals with limited or no credit history. Our innovative platform leverages AI and Open Banking to provide secure credit-building solutions, empowering disadvantaged populations to access credit facilities with ease. Designed for those with regular incomes, CREDIXIO ensures financial growth through collateral-backed credit cards, smart financial insights, and exclusive rewards.

Our Mission

Together, we’re building a future where financial security is within everyone’s reach

At the heart of CREDIXIO lies a deep commitment to fostering financial inclusion. We believe that everyone, regardless of their background or circumstances, deserves the opportunity to participate in the financial system. By offering tailored credit solutions and personalized financial tools, we aim to break down barriers and empower underserved communities to achieve their goals. Together, we’re building a future where financial security is within everyone’s reach.

Our Commitment

Ensuring we build trust with our users, partners, and stakeholders as we innovate in the financial inclusion space.

At CREDIXIO, we are committed to upholding the highest standards of corporate governance, legal, and regulatory compliance. we voluntarily align with its core principles as part of our Corporate Governance Framework to reflect industry best practices. This proactive approach underscores our dedication to transparency, accountability, and responsible business operations, all our partners, providers and stakeholders align on the same principles.