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Decide your own credit; control your limits!

Discover the power of our SECURED CREDIT CARDS WITH REWARDS. Explore our range of credit cards and take control of your finances today.

Set Budget

Decide your credit balance

As soon as you download the CREDIXIO APP we will ask you how much do you want to top up and add to your Credit Card, we know is a weird question but there's no trick you will decide we will advice

Add Money

add money

Connect as many accounts and debit cards as you want and add your pot money to the CreditCard and the DD Account

Get Started

get started

Your basic account and Build Credit Card are ready as soon as you sign up. For extra perks, choose a premium card with customizable benefits

CRDX BUILD Card
CRDX REPAIR Card
CRDX DUAL Card
CRDX AVANGUARD Card

Find the Perfect Credit Card for You

CRDXBUILD

CRDX Score

CRDX helps you improve your credit score without any additional effort!

Add money
Add money
Direct debit
Direct debit
Automate payments
Automate payments
Improve credit score
Improve credit score

what do we offer?

CRDX CARDS

CRDX CARDS

Build Your Credit with Your Own Money – No More Rejections or Credit Shame

Whether you're just starting out, rebuilding your credit, or aiming to boost your financial health, Credixio Secured Credit Cards are here to help you reach your goals. With Credixio, you can use your own funds to establish and grow your credit profile, all while enjoying peace of mind.

Key Benefits:

  • Zero interest on purchases
  • NO international fees
  • Travel insurance coverage

Flexible options from no-fee to premium cards. Choose a smarter, hassle-free way to build credit with Credixio – and take control of your financial future.

Direct Debit Balances

Direct Debit Balances

CREDIXIO Credit DD Account – Build Credit on Every Direct Debit

For those payments that don't accept credit cards, the Credixio Secured Credit Account for Direct Debits is your solution. Pay recurring expenses like utilities, rent, and subscriptions while building your credit profile with every payment.

How it works:

  • Set up your monthly budget and payments in the Credixio DD Account.
  • Enjoy automated, on-time direct debit payments—no more late payments or fees.
  • Each payment strengthens your credit score with reporting to credit bureaus.

With essential protections like payment insurance, budget tracking, and credit progress monitoring in the Credixio app, you're empowered to make smart, informed financial decisions while keeping your payments stress-free. Credixio – Security, Convenience, and Credit Growth, all in one.

Credit scoring improvements

Credit scoring improvements

CREDIXIO Score Report – Boost Your Credit with Every Smart Choice

Every month, Credixio reports your on-time payments, responsible shopping, and overall financial progress to the credit bureau, helping you build a stronger credit profile and better financial opportunities.

Key Steps to Success:

  • Keep your personal data up-to-date.
  • Open and manage your credit bureau profile with ***********.
  • Get expert advice at our Credixio Credit Clinics.
  • Follow credit bureau recommendations and maintain healthy account habits.

By paying back and topping up your Credixio accounts and cards at month's end, you'll see your score climb, opening doors to better deals on mortgages, affordable rent, utility plans, phone contracts, grocery subscriptions, car financing, insurance, and more. With Credixio, build your credit and your future with ease.

Perks and deals

Perks and deals

Only pick and choose the deals that are best for you

Travel Insurance
Travel Insurance
Gym Members Deal
Gym Members Deal
Cancellation Protection
Cancellation Protection
Gadget Insurance
Gadget Insurance
Purchase Protection
Purchase Protection
Social Media
Social Media
Cashbacks

Cashbacks

CASHBACK REWARDS – Earn More on Every Purchase

Discover your exclusive cashback with our easy-to-use cashback calculator, where you can earn between 1-3% cashback on everyday purchases. Plus, enjoy a voucher wallet packed with 30-40% discount deals, giving you even more value.

With Credixio, you're not just building credit—you're saving as you spend.

Easy Way to manage your credit score

Easy to use mobile app that support on android and ios.

CRDX App